Partially Self-Funded Medical Insurance
A fully integrated self-insured health plan provides incentives for members to seek high quality care. If claims are managed properly and claims are lower than expected, the level-funded plan will give the difference back to the employer. When this happens, rates level off and/or go down. A proactively managed health plan can level out the claims experience and reduce the risk of consistent double digit rate increases. Health insurance can become an asset to the company rather than an ever-increasing expense.
Group Health Insurance
Employee benefits are complicated and a vital component to your business. Too frequently, the solutions or benefits are a once size fits all approach. Our extensive understanding of the healthcare field and insurance industry qualifies us to custom design a benefits package that will best meet your needs. In asking the right questions and listening, we can develop the best health insurance options for your business. Then, we advocate for your employees, putting our expertise to work for you.
Dental, vision, life, and short- and long- term disability. These insurance options can be offered to your employees to enrich your benefits package, or you can make these coverages available to your employees without affecting your bottom line. Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs) also add tax savings to the benefits package.
Human Resources Support
Your employees are your most important resource. We help you manage their benefits, so that you can focus on talent acquisition, development and performance. We provide your team with an online library delivering comprehensive HR resources, including more than benefits admin, but also a job description builder, a salary benchmarking tool, and guidance on compliance with Healthcare Reform, FMLA, COBRA, and more.
Risk Analysis and Mitigation
Identify and manage risks using biometrics and incentives. When a procedure is done correctly the first time, it is usually less expensive and the outcomes for the patient are the best. Rework is expensive in any business. It is extremely expensive in healthcare. Anderson Thornton Consultants provides data on the outcomes of providers, average lengths of stay, readmission rates and morbidity so that your employees can choose the best providers for their medical needs, which also keeps your claims costs down.
Healthcare Reform (ACA) Compliance
The ever-changing regulatory landscape of benefits has placed a significant burden on employers. These changes will continue to impact employers as the political landscape continues to change. The steady stream of acronyms that emanate from Washington, D.C. never seems is overwhelming: ACA, HIPAA, ALE, EHB, QHP, EEOC, ERISA, FMLA, etc. Let us help you with compliance so you can focus on your business.